3 Tips Perfect for Boosting Health Literacy
Health literacy, or the capability of an individual to seek out, interpret, and understand medical information and health instructions is a big problem when it comes to retirement planning. And this is why we’re always pushing posts that will give you and other readers an edge to understand more about the health industry. And just like our previous article, 3 Health Insurance Questions You Should be Asking When Planning for Your Future, we’d like to think that the information we’re providing will also be a big help when it comes to planning – and achieving – one’s future.
As such, we’re taking the opportunity today to focus more on improving one’s health literacy. We do hope that you can integrate these tips into your plans!
Understand the Consequences
Find out how important health literacy is by learning how devastating the lack of comprehending medical information can be. According to the National Assessment of Adult Literacy, over 77 million people in the country have poor health literacy skills. This basically means that more individuals are prone to unnecessary emergency room visits, more hospitals stays, and higher mortality rates. Additionally, the out-of-pocket medical and hospital fees can be a heavy burden for baby boomers to have – considering that most of them have no funds for the future at all!
Learn the “Three A’s”
As a way to discern which health literature to focus on, make sure to follow these simple guidelines suggested by the Centers for Disease Control and Prevention:
The health information you should be referring to must contain information that provides accurate, up-to-date, and relevant data. And the information should be presented in such a way that it is complete and straight-to-the-point.
The information you are checking should be easily accessible. Physical forms (such as leaflets or flyers) are good sources of information. Digital information, because of the ease of access anywhere in the world, is a great medium to consider. Of course, do take caution when searching for information online. Cross-reference the sites you’ve checked with government and other authority sites. If needed, contact them for confirmation of the data.
Most importantly, the health literature you are checking should be something that will give you the means to act on an issue. Information is only helpful if it tells you what to do – not just inform you of details and such.
The “Three A’s” will allow you and other retirement planners a guide on how to source out the best healthcare information.
Inquire on Retirement Solutions, Learn More About Health Information Too
Lastly, especially concerning baby boomers and healthcare, learning more about retirement solutions such as Medicare Supplemental Plans (Medigap) and Long Term Care Insurance (LTCI) are also opportunities for one to boost his or her health literacy skills.
An LTCI plan will give you an excellent overview of what to expect with future custodial and care services. And with individuals 65 years and above expected to receive long term care during retirement, having the necessary access to relevant healthcare information will matter.
As for a Medigap plan, the convenience of having a security net to help you pay for out-of-pocket costs not covered by Original Medicare Plans (such as deductibles, copayments, coinsurance fees) is a big help that you will truly appreciate. And considering the financial troubles that most boomers are facing (and with the given example above for individuals with inadequate health literacy skills), Medicare Supplements may very well be an essential for one’s golden years.
Also, both for an LTCI and a Medigap plan, the opportunity to discuss solutions and options with insurance agents and experts will give you access to more information. Remember to ask any questions you might have on securing your future!
We hope that you and our other readers will be able to boost your health literacy skills. Knowledge is a key ingredient in a brighter future, so better brush up on this point! Do you have other tips to share? Please let us know below!
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